North Carolina Banking Institute
Volume 9
Citation: 9 N.C. Banking Inst.          (2005)

ARTICLES

"Silent" Second Liens - Will Bankruptcy Courts Keep the Peace?: David Line Batty and Jo Ann J. Brighton 1

Payroll Cards: Would You Like Your Pay with Those Fries?: Beth S. DeSimone and Carrie A. O'Brien 35

Recent Developments in Bank Secrecy Act Enforcement: Robert S. Pasley 61

The First One Hundred Years of Banking in North Carolina: Lissa Lamkin Broome 103

NOTES & COMMENTS

I. Consumer Protection Issues

Fixing Payday Lending: The Potential of Greater Bank Involvement: Michael Bertics 133

Protecting Consumers from Consumer Credit Counseling: John Hurst 159

Check Clearing for the 21st Century Act: The Impact on Consumers: Andrea McGlinn 179

Will Regulators Burst the Prepaid Bubble?: Steven Ritchie 201

California: A Privacy Statute Meets The CLBA : Jason Shroff 223

Selling Out the Farm? The Impact of the Farm Security and Rural Investment Act of 2002 on Lending Institutions and the Small Farmer: Amanda Stokes 243

Bankwest v. Baker: Is it a Mayday for Payday Lenders in Rent-a-Charter Arrangements?: Elizabeth Willoughby 269

II. Emerging Issues in Banking Regulation

Accounting Consolidation versus Capital Calculation: The Conflict Over Asset-Backed Commercial Paper Programs: Lee Gilliam 291

Hedge Fund Regulation: Investors are Knocking at the Door, but can the SEC Clean House Before Everyone Rushes In?: Joseph Hellrung 317

Riegle-Neal's 10% Nationwide Deposit Cap: Arbitrary and Unnecessary: Cybil White 347

Not So Perfect: The Disconnect Between Medicare and the Uniform Commercial Code Regarding Health-Care-Insurance Receivables: Kimberly Easter Zirkle 373

III. New and Foreign Banking Markets

Scaling the Great Wall: An Analysis of Foreign Banks' Entry into China: Carol G. Liu 397

The Spectrum Plus Case: Fixed or Floating Charges over Book Debts in England?: Lauren Pogue 419

Achieving the American Dream: May Financial Holding Companies Engage in Real Estate Brokerage?: Jabari M. Vaughn 443