University of North Carolina School of Law
February 19, 2005
International CED and Gender: Where in the World is it Working?
CED models used on the international front are usually celebrated as successful works of genius. However, when examined from the perspective of the individuals and communities affected, international CED is a hotly debated topic. This session will focus on ethnographic studies, including a case study on women's micro-enterprise programs in Bangladesh and about what actually happens on the ground when community economic models are translated into local norms. It will also discuss a case study involving a small loan program for women initiated by a village women's association in Niger. This session will examine how international law intersects with community economic development models. Specifically, the session will focus on issues associated with gender and examine whether CED models adequately take such issues into consideration.
Race and Housing: Building a Solid Foundation
Race and housing are often inextricably linked when discussing the role of housing in community economic development. This session will discuss whether or not we have come close to solving what has been phrased (by Prof Charles Daye) the "race, class, housing conundrum". This conundrum refers to the combination of racial discrimination, the exclusion of affordable housing on account of racial discrimination, and the lack of supply of affordable housing. During this session we will engage in a critical discussion of whether current housing agendas and programs are actually working to alleviate the shortage of affordable and adequate housing.
- Miles Vaughan
- Charles Daye
Community Economic Development as a Civil Rights Movement: I Still Have A Dream
The Civil Rights movement is often said to have had a significant impact on community economic development as well as on the wide range of programs that have been implemented with the goal of ensuring that the civil rights of those who live in underserved and impoverished communities are not infringed upon. This session will focus on community economic development from the perspective of an attorney who is supporting community based organizations to address civil rights concerns. Furthermore, this session will use the example of the civil rights violations in Moore County, NC to discuss the potential challenges and successes of using community economic development models and plans as a method of engaging in civil rights disputes.
Micro-Lending: Who is Approved or Denied?
Micro-enterprise loan programs and micro-lending programs and their impacts on alleviating poverty are debated frequently. This session will describe what these program are, how and why they were developed, and where they are headed in the future. This session will discuss whether these programs are successful solutions to minimizing poverty or whether their successes are mainly a product of myth and inaccuracy. We will analyze the potential short-comings as well as the potential successes of such programs. This session will look further to how such programs may differ in their success or failure rates depending on the demographic make-up of the communities involved.
- Andrew Foster
- Lisa Servon
Predatory Lending and Wealth Retention: Avoiding a Loan Shark Attack
Predatory lending describes abusive financial lending practices. It is the opposite of community development in that it strips wealth built up by families in their homes and communities, further impoverishing underserved communities. For this reason, anyone committed to community development must be concerned with stopping predatory lending. This session will discuss the development of predatory lending in the home mortgage and small loan areas, and will consider effective legislative and regulatory solutions. Further, it will examine the prevalence of predatory lending as it relates to race, class, gender, and ethnicity.
Social Capital and Wealth Creation: Hidden in Plain Sight
Social Capital is said to be one of the missing pieces in a formula used to successfully empower communities. Social capital refers to the intangible relationships amongst and within communities. Social capital often includes relationships involving people, families, neighborhoods, organizations, etc. Social capital is an integral piece of the empowering communities puzzle; however, it is often left out of discussions involving the complex equations of how to alleviate poverty. We will look at the intricacies of social capital as well as the importance of social capital. This session will further examine the importance of social capital as a strategy to alleviating poverty in predominantly African American communities as well as in Latino/Latina communities and will analyze social capital in the context of language, gender and class.
- Anita Brown Graham
- Barbara Robles